I think for a lot of us 2020 was the year so many things changed. Our lives changed in so many drastic ways and even though we hope things will go back to normal soon it may still be a while before things get back to where they were. However, that does not mean that you should let this year go to waste. I am a huge fan of new starts because it allows you to improve yourself and your life and I think as humans our goal should be to constantly try to improve ourselves so that we can be the best version of us.
One way to improve your life is by getting your finances together. As someone who has been adulting (part-time and barely but adulting nonetheless) for a few years now I thought I would share a review of a site I think would be helpful for people who are looking to be a more fiscally responsible this year.
I have mentioned on this site before how much I like online calculators because they really help me figure out my priorities, my weekly and monthly budget and more. The online calculator I wanted to talk about today is the rent or buy calculator. I know that one of the biggest issues that people in their twenties and thirties have is finding a place to stay. I also know that even though we are technically adults we are not the best at doing adult stuff and there is a lot we don’t know when it comes to renting or buying our own place. I was kind of surprised by a lot of things when I rented my first apartment because it was in a new country and I had never rented a place before. Luckily everyone was super nice and helpful but that is not always the case. It is especially difficult to make a decision when you are trying to decide whether to pick a place to rent or to buy.
Renting a place is a pretty big commitment but buying a place is an even bigger commitment and the first thing you need to think about is which would be better for you depending on your savings and income. The rent or buy calculator allows you to make all the calculations you need to make in order to see which would be the best fit for you at the moment. Not only does it help you decide which would be best for you depending on your current financial position it also lets you see what payments you would need to be making long-term which I think is pretty great because it allows you to understand exactly what you are getting into long-term too.
The site also provides a number of mortgage calculators, loan calculators and more along with the rent or buy calculator which I think is quite useful because that will allow you to continue using their calculators even after you have decided to rent or buy and you won’t be stuck after making your decision.
The calculators are extremely simple and easy to use- they have basic and advanced calculators depending on what you would like to calculate which I think is a good idea because it allows you to get an idea of what would be best for you and once you have decided you can use the advanced one to get a better idea of what your future would look like depending on your decision. Their calculators are also super user friendly which helps because I don’t have the best concentration span and sometimes it can get exhausting when sites are slow or don’t work as they should/promise to. It does not have annoying pop-up ads or any ads actually which is probably why the loading time is so impressive and the fact that it’s simple to use means that most people can use it including older people or people who are not the best with technology.
I will definitely be writing more posts about saving money in 2021 so please be on the lookout for those over the next few weeks if that’s something you would be interesting in reading about. Also like I mentioned in my last post this year is all about spreading awareness about other sites I think are helpful or that I particularly like so do check them out by clicking here or check out the rent or buy calculator by clicking here.
What are some of the most difficult things about adulting for you? Do you have a difficult time with managing your finances? What are some tips and tricks you use for making sure you have your finances in order? Please let me know in the comments below or simply stop by and say hi because I would really love to hear from you!
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